Amex Business Platinum Fee Going Up On 1/13/22: Save Yourself A Benjamin


Update 1/13/22: This change has been made and the fee is now $695.

A few months ago, American Express announced that the annual fee on the Business Platinum card would be increasing by $100 from $595 to $695.

Rather than implementing that change with immediate effect, they thankfully gave a few months advanced warning of that change. The annual fee increases tomorrow (January 13), so you’ll need to apply today if you want to save yourself a Benjamin by locking in the lower fee for the next year.

$100 Bill Cash Benjamin Franklin

Your application only has to be received by January 12 rather than approved, so in the unlikely event that you don’t get an immediate decision from Amex, you’ll still only be charged $595 if your application is subsequently approved.

Although you can normally only receive a welcome bonus once per card from Amex, they sent out a bunch of invitations in 2021 to add a Business Platinum card to your membership. The notable thing with these applications is that they had No Lifetime Language (NLL) which meant you could earn the welcome bonus again even if you’d had the card in the past.

Some of those invitations expired on December 31, 2021, but more recent invitations are valid through March 31, 2022. My wife and I both received emails a couple of weeks ago with that March 31 expiry date, but we both applied in the last few days to get our applications in before the annual fee goes up on January 13. My application was approved, but unfortunately it was just under three months since my wife was last approved for a NLL Business Platinum card and so they declined her application for having gotten the card so recently.

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I’m surprised that nobody is speculating about them releasing a killer offer like they did when the vanilla plat AF went up

Amy Yvonne

That’s not true. I got this card last year and it was 695 charge

Amy Yvonne

Yes it was. I sure contacted them to double check. LOL


i encouraged a housemate who got a 150k MR pts offer last mo to apply but didn’t pull the trigger, now asking if he should… lol, i now say to compare the lost credit ($200 airlines, $200 dell, $179 clear & $10 wireless) & make a decision

Last edited 1 day ago by dan

ah Stephen, i overlooked that he still can get the triple-dip credits… although we’re not 100% sure that the full-amount credits will still be offered in Jan 2023, correct?

Last edited 1 day ago by dan

Save yourself 6 more Benjamins by not applying. Just say no to coupon books. So many good SUBs out there with <$100 AF.


Isn’t there a significant risk of a RAT shutdown when you sign up and receive a bonus for a second card of the same type?


Any clue on how to trigger receiving NLL offers?

Seems like everyone and their spouse/children/cats/dogs are receiving them every other week, but so far for me and P2 we’ve gotten zilch.


I never got an email or a mailer (as far as I know/remember) about a 2nd Biz Plat, but when I look in my Amex offers for my first-ever Biz Plat (opened Sep 2021) I see an entry for “Earn with Another Platinum” which takes me to an application page that looks like it should work to add another and get a 150K point bonus. The offer shows the ending on Apr 13 2022, but the AF obviously changes tomorrow If you have not looked there, give it a shot but obviously no guarantee.

I am currently ~25% done with the $10K spend on Venture X (~1/6 months in so far) and I also am a couple weeks into spend $3K for 40K retention on my personal Plat with very little completed. I am trying to decide by the end of today if that $15K spend for a 2nd Biz Plat is doable right now.


Thanks for the tip. I checked both of our offers sections for the words earn/another/platinum, but no dice.

Since we both have all the MR biz cards already and are both at 4/24 for Chase, we’re stuck with no way to earn MR subs at the moment.


Are you only seeing this in the Biz plat offers section? Or will it appear in the other biz card offers?

We both have Biz Plat/Biz Gold/Biz Green/Blue Biz Plus/Blue Biz Cash, so they know we’ve got a business 🙁

FWIW, I checked all offers across our cards for the words earn/another/platinum and didn’t hit anything. Since we’ve already both got all of the MR business cards, there’s nothing left to get for Amex unless we get an NLL offer.

Last edited 1 day ago by Frank

Bankers call this “stupid money.” People who pay high fees to get ephemeral benefits that cost little to provide. I can’t believe people continue to fall for it.


That’s why you cancel in 13 months.